Commercial & Domestic Strata Insurance
Protect your strata property with tailored insurance designed for residential and commercial buildings across Australia. Ezi Insurance provides comprehensive strata insurance solutions for body corporates, owners corporations and strata committees, ensuring your building, common areas and shared liabilities are properly covered.
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Tailored Solutions
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Strata Insurance Solutions
Strata properties carry unique responsibilities. From maintaining common areas and shared infrastructure to managing public liability exposures, strata committees and body corporates must ensure the right insurance protections are in place.
At Ezi Insurance, we work with owners corporations, strata managers and property owners throughout Australia to arrange strata insurance policies that meet legislative requirements and protect shared assets. Whether you manage a small townhouse complex or a large commercial building, we tailor cover to suit your property structure, occupancy type and risk profile.
As experienced strata insurance brokers, we partner with reputable insurers to deliver competitive premiums and reliable policy security.
What Does Aviation Insurance Cover?
Strata insurance policies can be customised to suit residential, mixed-use and commercial buildings. Available cover options may include:
Strata Building Insurance
Protects the physical structure of the building, including walls, roofs, ceilings and shared infrastructure against insured events such as fire, storm and accidental damage.
Common Property Insurance
Covers shared areas including foyers, stairwells, lifts, car parks, gardens and other common facilities.
Strata Public Liability Insurance
Provides cover if a third party suffers injury or property damage in a common area of the strata property.
Owners Public Liability
Protects committee members and the owners corporation against liability claims arising from management responsibilities.
Residential Strata Insurance
Tailored cover for apartment buildings, townhouse complexes and unit blocks.
Commercial Strata Insurance
Specialist cover for office buildings, retail complexes and mixed-use strata properties.
Strata Insurance Solutions
We arrange strata insurance for a broad range of residential and commercial properties, including:
- Apartment building insurance
- Unit block insurance
- Townhouse strata insurance
- Mixed-use developments
- Commercial strata buildings
- Retail and office complexes
- Industrial strata properties
- Body corporate building insurance
Strata Insurance FAQs
Find clear answers to common questions about strata insurance, building protection and owners corporation responsibilities.
Why Choose Ezi Insurance for Strata Cover?
Selecting the right strata insurance broker is essential to ensure compliance, adequate cover and long-term protection for property owners. We understand the regulatory obligations facing body corporates and owners corporations and ensure your insurance aligns with your legal requirements.
What is strata insurance in Australia?
Strata insurance is a policy designed to protect residential or commercial buildings that are divided into multiple lots under a strata title. It typically covers the building structure, common property and shared liabilities.
Is strata insurance mandatory?
In most Australian states, strata insurance is legally required for body corporates or owners corporations to protect common property and meet legislative obligations.
Does strata insurance cover common property?
Yes. Common property such as stairwells, lifts, hallways and shared gardens are generally included under strata building insurance policies.
How are strata insurance premiums calculated?
Premiums are based on factors including building value, location, construction type, occupancy, claims history and risk exposures.