Owner Builders Insurance
Protect your home build or renovation project with tailored owner builder insurance designed for Australian self-builders. Ezi Insurance provides comprehensive cover to safeguard your construction works, site materials and liability risks from project commencement through to completion.
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Australian Owner Builder Insurance Solutions
Managing your own build or major renovation comes with significant responsibility. As an owner builder, you assume many of the risks typically carried by licensed builders — including site safety, contract works protection and liability exposure.
At Ezi Insurance, we arrange owner builder insurance policies across Australia to protect individuals undertaking residential construction projects. Our brokers work with leading insurers to structure cover that reflects your project value, scope of works and construction timeline.
Whether you’re building a new home or completing structural renovations, we provide tailored insurance solutions designed to protect your investment from unforeseen loss or damage.
What Does Owner Builder Insurance Cover?
Insurance policies can be customised depending on project type and regulatory requirements.
Owner Builder Contract Works Insurance
Protects building works in progress against insured events such as fire, storm, theft and accidental damage.
Owner Builder Public Liability Insurance
Provides cover if third parties suffer injury or property damage as a result of your building works.
Owner Builder Construction Insurance
Combined protection for works, materials and site risk exposure.
Self Build Insurance
Tailored cover for individuals managing their own residential construction projects.
Renovation Insurance Owner Builder
Protection for structural renovations and extensions.
Builder’s Risk Insurance Australia
Covers physical loss or damage to construction works during the build phase.
Owner Builder Coverage
We arrange insurance solutions for a wide range of residential construction activities across Australia, including:
- New home builds
- Major renovations
- Extensions and additions
- Knockdown rebuilds
- Structural alterations
- Custom home builds
- Multi-stage construction projects
Owner Builder Insurance FAQs
Clear answers to common aviation insurance questions, helping you better understand your coverage options, compliance requirements and policy inclusions.
Why Choose Ezi Insurance for Owner Builder Cover?
Owner builder insurance requires specialist understanding of residential construction risk, council requirements and contract works exposure. We work closely with owner builders to ensure cover aligns with project milestones and regulatory obligations.
What is owner builder insurance?
Owner builder insurance protects residential construction works managed by the property owner rather than a licensed builder.
Is owner builder insurance mandatory?
Many councils and lenders require contract works and liability insurance before approving construction.
Does cover include renovation projects?
Yes. Policies can be structured for renovations, extensions and structural upgrades.
What is contract works insurance for owner builders?
It protects building works and materials against loss or damage during construction.
How is my premium calculated?
Premiums are based on project value, duration, construction type, location and risk exposure.