Plant & Machinery Insurance
Protect your mobile plant, machinery and heavy equipment with tailored plant and machinery insurance designed for Australian contractors and operators. Ezi Insurance provides comprehensive cover to safeguard your assets against damage, breakdown and operational risk.
Home - Business Insurance - Plant & Machinery Insurance
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Plant & Machinery Insurance Solutions
Heavy equipment is critical to productivity across construction, civil, mining and infrastructure projects. From accidental damage and theft through to mechanical failure, plant and machinery face constant operational risk.
At Ezi Insurance, we arrange plant and machinery insurance policies across Australia for contractors, plant hire operators and equipment owners. Our brokers work with leading insurers to structure cover that reflects your machinery type, usage, work environment and operational exposure.
Whether you operate a single excavator or a large equipment fleet, we provide tailored protection designed to keep your business moving.
What Does Plant & Machinery Insurance Cover?
Insurance policies can be customised to suit your equipment type and operational risk profile.
Mobile Plant Insurance
Cover for machinery operating across worksites, including transport and operational risks.
Machinery Breakdown Insurance
Protection against mechanical or electrical failure affecting equipment functionality.
Equipment Breakdown Insurance
Covers repair or replacement costs following sudden equipment failure.
Construction Equipment Insurance
Protection for machinery used in building and civil construction works.
Earthmoving Equipment Insurance
Cover for excavation and earthmoving machinery used across civil and infrastructure projects.
Heavy Equipment Insurance
Protection for high-value industrial and mobile plant assets.
Plant & Equipment Coverage
We arrange insurance for a wide range of plant and machinery assets across Australia, including:
- Industrial machinery insurance
- Commercial machinery insurance
- Excavator insurance
- Crane insurance
- Processing equipment insurance
- Generator insurance
- Portable equipment insurance
- Mining contractors insurance
Plant & Machinery Insurance FAQs
Clear answers to common aviation insurance questions, helping you better understand your coverage options, compliance requirements and policy inclusions.
Why Choose Ezi Insurance for Plant & Machinery Cover?
Plant insurance requires specialist understanding of machinery valuation, operational risk and project exposure. We work closely with operators to ensure cover evolves alongside fleet expansion and equipment upgrades.
What is plant and machinery insurance?
Plant insurance protects mobile and fixed machinery against accidental damage, theft and breakdown.
Does cover apply while equipment is in transit?
Yes. Policies can include transport cover between worksites.
Can hired equipment be insured?
Yes. Cover can be structured for hired-in or hired-out plant.
Is machinery breakdown included?
Mechanical and electrical breakdown cover can be included depending on policy structure.
How is my premium calculated?
Premiums are based on machinery value, usage, worksite risk, operator experience and claims history.