Commercial Motor Insurance
Protect your business vehicles with commercial motor insurance designed to keep your operations moving. Ezi Insurance provides flexible cover for cars, utes, vans, trucks and specialist vehicles used for work across Australia.
Australia-Wide Cover
Tailored Solutions
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Commercial Motor Insurance Solutions
Business vehicles face greater exposure than personal vehicles. From increased road time and multiple drivers through to transporting goods and equipment, commercial use introduces risk factors that require insurance protection.
At Ezi Insurance, we arrange commercial motor insurance policies for businesses of all sizes — from sole traders through to national fleets. Our brokers work with leading insurers to structure tailored cover. Whether you operate service vehicles, delivery vans or heavy commercial units, we ensure your insurance provides reliable financial protection and regulatory peace of mind.
What Does Commercial Motor Insurance Cover?
Commercial vehicle insurance policies can be tailored to suit your business.
Comprehensive Insurance
Covers damage to your vehicle as well as third-party property damage, regardless of fault. Protection may include accidents, theft, fire and weather events.
Third Party Vehicle Insurance
Provides cover for damage your business vehicle causes to third-party property.
Third Party Fire & Theft
Includes third-party property damage plus protection if your vehicle is stolen or damaged by fire.
Vehicle Liability Insurance
Protects your business against legal liability arising from vehicle use in business operations.
Motor Trade Insurance
Specialist cover for businesses operating within the motor trade industry, including repairers, dealers and service providers.
Tailored Solutions
With a range of providers, our insurance brokers can tailor packages that meet your unique business requirements.
Commercial Vehicles We Insure
We provide insurance solutions for a wide range of business vehicles and transport operations, including:
- Commercial car insurance
- Business vehicle insurance
- Commercial ute insurance
- Commercial van insurance
- Delivery driver insurance
- Rideshare commercial insurance
- Fleet vehicles
- Trade vehicles
- Courier vehicle insurance
Commercial Motor Insurance FAQs
Find answers to common questions about commercial vehicle insurance, cover options and business vehicle protection.
Why Choose Ezi Insurance for Commercial Motor Cover?
Choosing the right commercial motor insurance broker ensures your vehicles, drivers and business liabilities are properly protected. Our team understands the operational pressures businesses face and delivers insurance solutions designed to minimise disruption and financial risk.
What is commercial motor insurance?
Commercial motor insurance covers vehicles used for business purposes, including protection against accidents, theft, property damage and liability risks.
Is commercial vehicle insurance different from personal car insurance?
Yes. Commercial policies account for higher usage, multiple drivers and business liability exposures not covered under personal policies.
Can I insure multiple business vehicles under one policy?
Yes. Fleet insurance policies allow multiple vehicles to be insured under a single, streamlined policy.
Does commercial motor insurance cover employees driving my vehicles?
Yes, provided authorised drivers are listed or meet policy driver requirements.
How are premiums calculated?
Premiums are based on vehicle type, usage, driver history, claims record, location and annual kilometres travelled.