Construction Insurance
Protect your projects, materials and liabilities with tailored construction insurance designed for Australian builders and contractors. Find flexible cover solutions for construction sites, contract works & trade professionals.
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Australian Construction Insurance Solutions
Construction projects carry complex risks. From on-site accidents and property damage through to theft of materials and third-party liability claims, builders and contractors face exposure at every stage of a project.
At Ezi Insurance, we arrange construction insurance across Australia for builders, subcontractors, developers and trade professionals.Â
Whether you require annual contract works insurance or cover for a specific project, we provide clear advice and tailored protection designed to keep your projects moving.
What Does Construction Insurance Cover?
Construction insurance policies can be customised depending on the nature of your projects and business structure.
Contract Works Insurance
Protects building works in progress against insured events such as fire, storm, theft, vandalism and accidental damage.
Contractors All Risk Insurance
Comprehensive cover that protects construction works, materials and equipment throughout the duration of a project.
Builder Public Liability
Provides protection if third parties suffer injury or property damage as a result of your construction activities.
Construction Site Insurance
Covers on-site risks including damage to temporary structures, plant and materials.
Materials Insurance
Protects materials stored on-site or in transit awaiting installation.
Construction Liability Insurance
Covers legal liability arising from construction operations.
Construction Work We Cover
We arrange construction insurance for a broad range of professionals and businesses across Australia, including:
- Builders insurance
- Commercial construction insurance
- Construction insurance for builders
- Construction insurance for subcontractors
- Insurance for project managers
- Insurance for developers
- Commercial contractors
- Owner builders insurance
Construction Insurance FAQs
Find clear answers to common questions about construction insurance, contract works cover and builder liability protection.
Why Choose Ezi Insurance for Construction Cover?
Construction insurance requires specialised knowledge of project risk, contract conditions and compliance obligations. We understand the financial and contractual pressures builders face and structure cover designed to protect your business and reputation.
What is construction insurance?
Construction insurance is designed to protect building works, materials, equipment and liabilities during construction projects.
Is contract works insurance mandatory?
While not always legally required, many building contracts require contract works insurance before work can commence.
Annual vs project contract works, what is the difference?
Annual policies cover multiple projects throughout the year, while project-specific policies cover a single development.
Does construction insurance cover subcontractors?
Policies can be structured to include subcontractors depending on contract arrangements and declared activities.
How are premiums calculated?
Premiums are based on project value, construction type, location, duration, claims history and risk exposure.