Public Liability
Protect your business against third-party injury and property damage claims with tailored public liability insurance designed for Australian businesses and sole traders. Ezi Insurance provides flexible liability cover to safeguard your finances, reputation and operations.
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Australian Public Liability Insurance Solutions
Operating a business exposes you to everyday risks. If a customer, supplier or member of the public suffers injury or property damage due to your business activities, the financial consequences can be significant.
Our brokers work with leading insurers to structure cover that reflects your industry, operational risk and contractual obligations.  Whether you work on-site, operate a storefront or provide mobile services, we tailor liability protection to suit your business environment.
What Does Public Liability Insurance Cover?
Public liability insurance protects your business against third-party claims arising from your operations.
Third-Party Injury Claims
Covers compensation and legal costs if someone is injured due to your business activities.
Third-Party Property Damage
Protection if your work or operations damage another person’s property.
Legal Defence Costs
Covers legal representation, investigation costs and court expenses.
Public & Product Liability Insurance
Combined cover protecting against injury or damage caused by products you manufacture, sell or supply.
Business Liability Insurance
Broad protection for liability risks arising from day-to-day business operations.
Tailored Policies
Speak with our insurance brokers about combining a public liability with another policy.
Who Needs Public Liability Insurance?
We arrange liability cover for a wide range of industries across Australia, including:
- Public liability insurance for construction sites
- Public liability insurance for small business
- Public liability insurance for sole traders
- Tradie public liability insurance
- Contractor public liability insurance
- Hospitality venues
- Event organisers
- Consultants & service providers
- Retail businesses
Public Liability Insurance FAQs
Clear answers to common aviation insurance questions, helping you better understand your coverage options, compliance requirements and policy inclusions.
Why Choose Ezi Insurance for Public Liability Cover?
Liability insurance requires specialist understanding of operational risk, contractual requirements and industry exposures. We work closely with businesses to ensure liability cover aligns with operational scale and contractual obligations.
What is public liability insurance?
Public liability insurance protects businesses against claims of injury or property damage suffered by third parties.
Is public liability insurance mandatory?
While not always legally required, many contracts, leases and licences require liability cover.
Does public liability insurance include product liability?
Yes. Public and product liability insurance can be combined into one policy.
How much public liability cover do I need?
Cover limits depend on industry risk, contract requirements and business size.
How is my premium calculated?
Premiums are based on business type, turnover, risk exposure, claims history and cover limits.