Hospitality Insurance
Protect your venue, staff and operations with tailored hospitality insurance designed for Australian food and beverage businesses. Ezi Insurance provides comprehensive cover for restaurants, cafés, bars, pubs and hotels to help safeguard business against property damage and liability claims.
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Australian Hospitality Insurance Solutions
Hospitality businesses operate in a fast-paced, high-risk environment. From customer injuries and liquor liability through to kitchen fires and equipment breakdown, venues face a broad range of operational exposures every day.
Our brokers work closely with leading insurers to structure cover that reflects your venue size, trading hours, staffing levels and service model.
Whether you run a local takeaway shop or a multi-location hospitality group, we provide tailored insurance solutions designed to protect your reputation, revenue and long-term business continuity.
What Does Hospitality Insurance Cover?
Hospitality insurance policies can be tailored to address the specific risks faced by food and beverage venues across Australia.
Restaurant Public Liability Insurance
Protects your business if customers suffer injury or property damage while on your premises.
Liquor Liability Insurance
Covers liability arising from the service of alcohol, including incidents involving intoxicated patrons.
Commercial Kitchen Insurance
Protection for kitchen infrastructure including cooking equipment, ventilation systems and fixtures.
Equipment Breakdown Insurance
Covers repair or replacement costs if essential kitchen or refrigeration equipment fails.
Glass Insurance for Venues
Protection for internal and external glass, including shopfronts, windows and display cabinets.
Business Interruption Insurance
Provides financial support for lost income if your venue cannot operate due to an insured event.
Hospitality Venues We Insure
We arrange business insurance for hospitality operators across Australia, including:
- Restaurant insurance
- Café insurance
- Bar insurance
- Pub insurance
- Takeaway shop insurance
- Event venue insurance
- Food business insurance
Aviation Insurance FAQs
Clear answers to common hospitality insurance questions, helping you better understand your coverage options, compliance requirements and policy inclusions.
Why Choose Ezi Insurance for Hospitality Cover?
Hospitality insurance requires specialist knowledge of venue operations, licensing requirements and customer risk exposure. We understand the operational pressures hospitality businesses face and structure policies designed to protect both revenue and reputation.
What is hospitality insurance?
Yes. Aviation operators must carry minimum liability insurance to comply with Civil Aviation Safety Authority (CASA) regulations.
Is liquor liability insurance required?
Hospitality insurance protects venues such as restaurants, cafés and bars against property damage, liability claims and business interruption.
Does hospitality insurance cover equipment breakdown?
Yes. Equipment breakdown cover can protect essential kitchen and refrigeration systems.
Can takeaway shops be insured?
Yes. Policies can be tailored for takeaway, dine-in and hybrid food service businesses.
How is my premium calculated?
Premiums are based on venue size, turnover, alcohol service, trading hours, claims history and risk exposure.