Tools of Trade Insurance
Protect your tools and equipment with tailored tools of trade insurance designed for Australian tradies, contractors and sole traders. Ezi Insurance provides flexible cover to safeguard the essential gear you rely on to keep your business running.
Australia-Wide Cover
Tailored Solutions
Fast Turnaround
Tool Insurance Solutions
For tradies and contractors, tools are more than equipment — they’re your livelihood. Theft, accidental damage or loss can result in immediate downtime and lost income.
At Ezi Insurance, we arrange tools of trade insurance policies across Australia for tradespeople and mobile professionals. Our brokers work with leading insurers to structure cover that reflects your tool value, mobility, storage arrangements and work environment.
Whether you carry hand tools in a ute or operate high-value specialist equipment, we tailor protection designed to keep you working.
What Does Tools Insurance Cover?
Tools insurance policies can be customised to suit your trade and equipment exposure.
Tool Theft Insurance
Protection if tools are stolen from vehicles, worksites or secure storage locations.
Hand Tool Insurance
Covers manual tools such as drills, saws, wrenches and trade kits.
Power Tool Insurance
Protection for powered equipment including electric and battery-operated tools.
Portable Equipment Insurance
Covers mobile tools transported between worksites.
Tools & Equipment Insurance
Combined cover for a full range of trade equipment under one policy.
Tool Cover Insurance
Protection against accidental damage, fire and insured loss events.
Tools Insurance Coverage For
We arrange tools of trade insurance for a wide range of trades and mobile professionals across Australia, including:
- Electricians
- Plumbers
- Builders
- Carpenters
- Landscapers
- Boilermakers
- + More
Aviation Insurance FAQs
Clear answers to common aviation insurance questions, helping you better understand your coverage options, compliance requirements and policy inclusions.
Why Choose Ezi Insurance for Tools of Trade Cover?
Tools insurance requires understanding of trade risk, mobility exposure and equipment valuation. We work closely with tradies to ensure policies remain aligned with growing toolkits and business expansion.
What is tools of trade insurance?
Tools insurance protects trade equipment against theft, loss and accidental damage.
Are tools covered in vehicles?
Yes. Policies can include theft from locked vehicles, subject to policy terms.
Can I insure both hand tools and power tools?
Yes. Combined cover can be structured for all trade equipment.
Is cover available for sole traders?
Yes. Tools insurance for sole traders is one of the most common policy structures.
How is my premium calculated?
Premiums are based on tool value, trade type, storage security and claims history.